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Products

Two fixed products

LEXNA sells Individual and Family as fixed-price products — not customisable cover tiers. Each product has one published monthly premium and clear annual legal limits.

Individual Package

Main member only

N$ 105 / month fixed

Fixed-price Individual product — focused legal protection for you at one published monthly premium.

  • Fixed monthly premium — not customisable
  • N$100,000 legal cover per annum
  • N$7,500 bail contribution per annum
  • N$10,000 conveyancing contribution
  • N$10,000 administration of estate contribution (insolvant)

Annual legal cover

N$ 100,000

Bail / year

N$ 7,500

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Product costs

LEXNA has two fixed products. Premiums do not change by customising cover — choose Individual or Family at the published monthly price.

Family Package

N$ 315 / month

Main member, spouse, and up to 5 children

Annual legal cover: N$ 300,000

Join Family

Individual Package

N$ 105 / month

Main member only

Annual legal cover: N$ 100,000

Join Individual
BenefitFamilyIndividual
Monthly premiumN$ 315N$ 105
Annual legal coverN$ 300,000N$ 100,000
Bail contributionN$ 7,500N$ 7,500
Conveyancing contributionN$ 10,000N$ 10,000
Estate administrationN$ 10,000N$ 10,000
Who is coveredMain member, spouse, and up to 5 childrenMain member only

What is covered

Typical matter types under LEXNA legal cover — always subject to waiting periods, annual limits, and the official Terms & Conditions.

Covered

  • Labour disputes
  • Criminal defence
  • Civil litigation
  • Family / divorce & maintenance matters
  • Debt recovery / collection
  • Consumer rights & contracts
  • Conveyancing contribution (subject to waiting period)
  • Bail contribution (subject to policy rules)

Not covered

  • Existing disputes that pre-date membership
  • Fraudulent or dishonest claims
  • Matters outside the policy wording
  • Benefits claimed before applicable waiting periods end
  • Conveyancing disbursements and non-panel attorney fees (where required)

See also Waiting periods and the Terms & Conditions.

Coverage allocation

See how annual cover is illustratively split across matter types under each product.

  • Divorces & family courtN$ 72,000

    24% of annual allocation

  • Criminal casesN$ 54,000

    18% of annual allocation

  • Labour casesN$ 51,000

    17% of annual allocation

  • Civil litigationN$ 45,000

    15% of annual allocation

  • Debt collectionN$ 18,000

    6% of annual allocation

  • Conveyancing costsN$ 10,000

    3.33% of annual allocation

  • Bail coverN$ 7,500

    2.5% of annual allocation

  • Administration of estatesN$ 10,000

    3.33% of annual allocation

  • Consultation & advisoryN$ 20,500

    6.83% of annual allocation

  • Miscellaneous & unforeseenN$ 12,000

    4% of annual allocation

Allocation figures from LEXNA's published Terms & Conditions — subject to policy wording, exclusions, and claim assessment.

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